Mortgage Life Insurance

Secure a safe and stable living standard

This life insurance plan is specially designed for our mortgage customers. The plan will continue the repayment of the mortgage if the insured person unfortunately dies or suffers from permanent disability due to illness or accident.

How to apply


  • Premium can be prepaid by our Bank, and it can be repaid along with monthly housing mortgage instalment.
  • Comprehensive coverage includes
    • Life Insurance
      If the insured unfortunately dies from illness or accident, the compensation will be used to repay the remaining amount of the housing mortgage.
    • Total and Permanent Disability
      If the insured suffers from permanent total disability^ and cannot engage in any occupation, the compensation can be used to repay the mortgage.
Offer Company AIA Macau China Life (Overseas)
Insured’s Age at Application From age 18 to 64 From age 18 to 70
Benefit Term 3-30 years 5-35 years
Other features Joint Life application can enjoy premium discount offer. Additional Accidental Death Benefit within the first 12 months of the policy.

 

^ This refers to the permanent total disability for at least 6 consecutive months within the effective insured period.

Want to know more about Mortgage Life Insurance?

Please visit our branches for details

Branches

Note:

  1. This product is underwritten by AIA Macau, China Life (Overseas) and our Bank is the appointed agent of AIA Macau and China Life (Overseas).
  2. Terms and Conditions for the plan are bound by the offer company. The offer company reserves the right to adjust the content of the plan without prior notice.
  3. The product information is for your reference only. All terms and condition is subject to original policy.
  4. AIA Macau and China Life (Overseas) offer the plan mentioned above and is in charge of all the content, insurance approval, guarantee and compensation of the plan. AIA Macau reserves the right to make any final decisions on the approval of the plan.

    “AIA Macau” refers to AIA International Limited (Incorporated in Bermuda with limited liability).
    China Life (Overseas) refers to China Life Insurance (Overseas) Company Limited (incorporated in the People's Republic of China with limited liability).