Government SME Financing Guarantee Scheme

Assist you to capture business opportunities

Maximum Loan Amount

$
7,000,000


Tenor up to

5 years


Eligibility

  • Registered at the Financial Services Bureau (DSF) for tax purposes and operated in the Macau for at least 1 year;
  • The individual commercial entrepreneurs (individual owners) must be Macau residents; the collective person commercial entrepreneurs (corporate owners) must have over 50% of their capital contributed by residents of the Macau;
  • Employ no more than 100 employees in Macau;
  • In an appropriate economic, financial or organizational status, and not a debtor of the Macau SAR.
How to apply

SME Credit Guarantee Scheme

  • Loan Amount up to MOP7,000,0000
  • Credit guarantee up to 70% by the government
  • Tenor up to 5 years
  • Business Tax Certificate (M1 & M8)
  • Financial statements of the company for the past 3 years
  • Records of other banks for the past 1 year
  • List of supplies and buyers
  • Business contracts and invoices
  • Lending history and repayment record in other banks
  • ID copies of the sole proprietor/shareholders and their valid residential address proof (within the latest 3 months)

How to apply

Visit our branches for a tailor-made SME lending solution.

Branches

Hotline

OR

(853) 8398 3601

Business Hour:
9:00 – 17:30 Mon – Fri
(excluding Bank Holidays)